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Changes in Service The Company may limit your right to use the Service by imposing limits, conditions and/or restrictions from time to time at the sole and unfettered discretion of the Company.

The Company expressly reserves the right to immediately suspend or terminate your access to the Service without notice upon any breach of this Agreement by you of which the Company becomes aware.

Proprietary Rights Ownership of all copyright, intellectual property rights and other moral rights in the Service, it's websites, bulletins, communications, or any data, content, information or other material appearing in them or any of them, (collectively called 'The Work') shall vest absolutely and beneficially in the Company, whether or not identified as copyrighted.

You shall not copy, publish, download, modify, transmit, distribute, perform display or sell The Work or any part thereof.

Interpretation and Operation of Agreement This document embodies the entire Agreement and you may not rely on any representation, promise, or any understanding not expressly set forth in this Agreement, which shall not be amended, modified or varied except by notice duly communicated to you or attached herewith by the Company.

PAYMENT TERMS Telephone Chat Where priced in Euros, Phoneclub membership for Telephone Chat is (ROI) €40.70 (UK) €35.60 and is billed on the last working day of each month.